Backup Strategy

Recently I read this hypothetical blogpost here .

Got me thinking. Maybe I should think about my backup strategy.

I should use an old encrypted smartphone as emergency backup and 2FA and keep it in a safe place offsite. If my place burns down and my phone with it at the same time, I might be screwed. Not only would I lose all my stuff, I’ll probably lose access to my complete digital life. At least most of it. I might still get access to some of it with some effort, because I have some offsite backups in place. But using a backup phone would be a better solution and would include banking apps and services I’ll probably want to have access to in case of an emergency. A safe deposit box would probably be a good idea. Would cost a bit of money but it would be like insurance for worst case scenarios.

Am I overthinking this?